We Have The Tools You Need To Close!
Agents, lenders and attorneys, we know how efficiency and the ability to access the information you need, when you need it, is vital to your business – and we’ve got you covered. We’re offering you our new app powered by Title Capture, an awesome desktop and mobile app that will allow you to generate:
- Instant title quotes
- Net sheets
- Buyer estimates
- ALTA Settlement Statements
- and much more
Why waste time on the phone when you can pull out your mobile, plug in the numbers, and get the calculations on the spot?
First, the app comes with a built-in mortgage calculator with included closing costs, for when your buyer needs to know how much he or she will have to pay for a home he or she wants to purchase.
You can then send these estimates directly to your customer, instantly, from within the app, just by keying in his or her email address.
Second, for seller’s realtors and attorneys, the app features a seller’s net sheet tool for all your clients who have a listing and want to know how much they’re going to net after all is said and done.
Third, if you’re a lender or buyer’s attorney, the title quote tool will help you fill the numbers in your Loan Estimate or Closing Disclosure.
All you have to do is create an account and try out our new app.
How do you log in?
All you have to do, whether on a desktop or a mobile device, is open up a browser (Safari, Chrome, Internet Explorer) is go to: https://investmenttitle.titlecapture.com/login or click the icon in the lower right of our website.
Sign up FREE on our site – we have the tools you need to get things done.
Inconsistent Information
Since real estate often include multiple parties, they’re an easy target for fraud. Be sure there are no suspicious changes related to contact information, wiring instructions, methods of communication, or banking information. Fraudsters rely on gaps in information, so always obtain, authentic information, and fine tune the details around these transactions.
Time-Sensitive Communications
If you’re getting ready to close a transaction, be VERY skeptical of any emails, text messages, or phone calls that demand immediate action. Do not give out information related to a wire transfer when the timeline is accelerated or there are last-minute changes. A legitimate title insurance company won’t rush or demand anything of you when it comes to your money or your property.
“Free-and-clear” Properties
If you own a property that is “free and clear”, meaning there is no mortgage debt or other legal encumbrances such as a lien, you’re more likely to be targeted. Fraud is even more likely if you (the owner) or someone you’re renting to is not occupying the home. Yes – all homeowners and investors look forward to paying off a mortgage – but outright ownership also comes with certain risks when you don’t have protections like title insurance in place.
Background of Seller/Owner
Does the value of a property of you’re looking at seem too good to be true? If the alleged seller of the property is not on the title or has owned the property for a short amount of time, this could indicate an illegitimate sale. You have likely heard similar stories in the news – an aspiring homeowner finds their dream home and makes a deposit for “x” percent of the asking price only to find themselves out of a home and their cash.
Bonus tip: Most fraudsters will avoid negotiating and agreeing to appointments, whereas motivated sellers will want to work with you. If the seller is demanding specific terms or seems uncooperative in general, it’s best to steer clear of them.
Mortgage Relief Scams
You may receive a phone call or email from someone claiming to reach out on behalf government housing assistance program. These fraudsters will ask for a large, upfront fee in return for mortgage relief that they have no intention of actually providing – let alone the authority or financial backing to do so. They’re banking on the fact that you won’t contact your loan provider because you’re afraid you might lose your home faster. Avoid this type of “quick fix” altogether, especially when you’re already vulnerable
While buying, selling, or flipping a home is a huge achievement, doing so also positions you to be a victim of real estate scams. And if you’re feeling pressured or uncomfortable when this happens, there’s a good chance someone is trying to dupe you. More companies and processes are digitizing every single day – will you ride the wave of opportunity or get caught in the undertow?